By Alex Andreev
Started in 1892,
the Chevy Chase Bank is one of the most prolific financial institutions in the District of Columbia. It comes with more than 230 branches and a large array of ATM's amounting to 800 in number within the area.
In December 2008, the bank has been purchased by Capital One, initiating a change in name and launching an online banking service in an effort to make the institution more accessible to its many members. Hence, it would be more accurate to say that the
Chevy Chase online banking review today would reflect the Capital One service.
Currently though, very few people are complaining about their online banking. Some of the pros of the site is their excellent layout as well as the easy manipulation of the site. Other features of the include:
Transfer from One Account to Another
Transferring money from the savings account to the checking account and vice versa is completely possible with the
Chevy Chase online banking. The great thing here is that members don't have to wait 24 hours before their transfers are processed and reflected in the account.
Security
The bank's online banking utilizes a high quality security program that ensures the protection of members from possible hackers and fraudulent individuals. They also enforce a security measure in which transferring money from a minor's account is prohibited. However, depositing or transferring money into the said account is completely acceptable.
Visible Records
Pending transactions are also provided in the user's account, making it easy for them to track their deposits or withdrawals. This is especially useful for people who are not used to writing down their bank transactions and often forget their balance in the bank.
Customer Service
The customer service is also good, especially through the online banking support.
One of the advantages of having
Chevy Chase online banking is the fact that even member outside the DC area can now access their accounts without any problems. Prior to online banking, the amount of
Chevy Chase ATM's outside the District of California are rare, making it hard for non-residents of the place to manage their money effectively. Some members have also complained that the charge when using a non-
Chevy Chase ATM is too large compared to other financial institutions, prompting them to close off their accounts.
All in all, the Chevy Chase bank has expanded its service to be accessible in the most used media of all: the internet. Members of the institution will find that their accounts are now more transparent, allowing to make transactions at the comfort of their own home, especially for those who live outside the District of California. For those residing within the district of Maryland, Virginia and DC, the abundance of Chevy Chase ATM's makes it doubly easy to acquire cash and manage their account through the online service. They also have a no-minimum balance option, unlike most of the banks that require members to keep a certain amount in their ATM.
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